Canal Fulton Bankruptcy Attorney
A Canal Fulton bankruptcy attorney represents individuals in need of a fresh start in the Northern District of Ohio Bankruptcy Court, Canton Division. This bankruptcy court is a federal court that serves a large number of Ohio counties, consisting of: Wayne County, Stark County, Holmes County, Tuscarawas County, Ashland County, Carroll County, Richland County and Crawford County. The hearings for Chapter 7 bankruptcy cases are held at the trustee hearing room, which is located on the first door to your left in the Ralph Regula Federal Building and United States Courthouse, 401 McKinley Avenue S.W., Canton, Ohio 44702. The hearings for Chapter 13 bankruptcy petitions are held in the same location as the Chapter 7 hearings. Canton Chapter 13 hearings begin with a mandatory informational class with the bankruptcy filers only, followed by the actual hearing with the Chapter 13 trustee and the debtor’s attorney present. This class does not take the place of the mandatory financial management class. These hearings will not go forward without the proper documentation.
Canal Fulton Bankruptcy Attorney Explains The Difference Between A Chapter 7 Bankruptcy And A Chapter 13 Bankruptcy
In a Chapter 7 bankruptcy, one receives a quick discharge of their personal debts in exchange for the liquidation of all non-exempt assets. Usually, the person filing Chapter 7 bankruptcy has few or no non-exempt assets. As long as there are no assets, Chapter 7 is a relatively quick process.
In a Chapter 13 bankruptcy, one commits to repayment of a portion of his or her debts over three to five years in exchange for keeping their non-exempt assets and receiving a broader discharge of debt than is available under Chapter 7. Usually, the person filing Chapter 7 either has a higher income or a greater amount of non-exempt assets. Although Chapter 13 may take longer, the Chapter 13 trustee does not take assets, such as houses and vehicles, but only requires monthly payments.
Articles And Reviews Of Canal Fulton Bankruptcy Attorney
Click to learn about a neighboring bankruptcy court, known as the Akron bankruptcy court. Additional articles and information on bankruptcy law can be found by clicking on the following links: Can I go to jail for defaulting on a payday loan; Ohio outlaws debtor’s prison; Debt collector harassment, Bankruptcy is constitutional. Take a look as some of Attorney Gigiano’s work in the case highlights section and his reviews in: Daniel Gigiano; ratings of Daniel Gigiano; reviews of Daniel Gigiano.
Learn How Canal Fulton Bankruptcy Attorney Can Help Free You From Crushing Debt
Attorney Gigiano is an experienced Canal Fulton bankruptcy lawyer in Medina County, who practices in the Canton bankruptcy court and Akron bankruptcy court. If you have questions about this or other questions you need answered by an experienced Stark County bankruptcy attorney in Wadsworth or an Wooster bankruptcy attorney in Orrville, please call Attorney Daniel F. Gigiano at 330-336-3330. Attorney Gigiano’s office is located at 102 Main St., Ste. 200, Wadsworth, Ohio 44281.