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Posts tagged "Wadsworth bankruptcy lawyer"

Foreclosure Mediation Can Save Your Home

Did you know that foreclosure mediation can save your home?  In response to the rise in foreclosure cases, the Ohio Supreme Court urged the courts to use mediation to help people save their homes.  Many Ohio courts responded to this call for action by offering mediation in foreclosure cases.  Prior to this program, homeowners in foreclosure cases did not have much of a chance to save their homes.  With mediation through the courts, mortgage lenders are forced to have a bank representative participate in the mediation process.  In these sessions, the bank representatives report on the progress of the homeowner’s request for mortgage modification, including whether the request will be granted, denied, or needs additional information to reach a decision.  A foreclosure defense attorney can assist homeowners in this process.  First the foreclosure defense lawyer ensures that the necessary pleadings are filed and the proper defenses are raised.  Second, the mortgage modification lawyer helps ensure that the homeowner’s application for mortgage modification is complete and accurate.  Incomplete or inaccurate applications can be grounds for denying a modification.  The mortgage modification lawyer also helps the homeowner pursue alternative options, such as the hardest hit program.  The mortgage modification attorney helps the homeowner get in touch with the correct resources for completing this process.  This is important as there are numerous scam artists claiming to provide help, but do little more than make money for themselves.  Being directed to the reputable counseling agencies is an important part of the process. (more…)

Do You Want a Cheap Bankruptcy Attorney?

Do you want a cheap bankruptcy attorney?  My office receives a lot of phone calls asking what I charge for a chapter seven bankruptcy.  Some of these prospective clients are looking for a cheap bankruptcy attorney.  Some are just trying to get an idea of the range of bankruptcy attorney fees.  We happily give them our fee and tell them what we do for that fee.  However, it is really difficult to really show them all that we do for that fee.  While we have a competitive fee, we are not the lowest fee.  We do not want to be the lowest fee because of the loss of professionalism and service that would likely occur if we were to charge such a low fee. (more…)

Medina County Bankruptcy Attorney

A Medina County resident seeking bankruptcy relief needs a Medina County bankruptcy attorney.  A Medina County resident seeking a fresh start through bankruptcy would have their bankruptcy petition filed in the Northern District of Ohio Bankruptcy Court, Akron Division.  Because the bankruptcy court is part of the federal court system, its jurisdiction is not limited to one county, as it covers Medina County, Summit County and Portage County. (more…)

Wadsworth Bankruptcy Attorney

What is a Wadsworth bankruptcy attorney? A Wadsworth bankruptcy lawyer does not file the bankruptcy petition in Wadsworth, nor does the attorney file the petition in Medina.  Instead, the Wadsworth bankruptcy lawyer looks to the bankruptcy court, which is part of the federal court system.  A Wadsworth resident’s bankruptcy petition is filed in the Northern District of Ohio Bankruptcy Court, Akron Division, which handles cases from Medina County, Summit County and Portage County.  The hearings for Chapter 7 bankruptcy cases are held at the trustee hearing room at 76 S. Main Street, Atrium Level #120, Akron, Ohio 44308.  This location is more commonly known as the Orangerie Mall.  The hearings for Chapter 13 bankruptcy petitions are held at the Chapter 13 Trustee’s office, which is located at the PNC Center, One Cascade Plaza, 20th Floor, Akron, Ohio 44308.  An informational video plays in a continuous loop in the Chapter 13 Trustee’s office on hearing days.  These hearings will not go forward unless your bankruptcy lawyer has ensured that the trustee has received all the required information and documentation in a timely fashion.  The bankruptcy petitioner must bring photographic identification and a social security card to the hearing.  The attorney advises the client and ensures that the necessary filings are made so that the client can receive a discharge of their debts. (more…)

Another Court Confirms That Homes Get Greater Protection In Bankruptcy

Another court confirms that homes get greater protection in bankruptcy.  I had previously commented that the Ohio Legislature granted greater protection to homes in bankruptcy.  See my previous blog, “HOMES GET GREATER PROTECTION IN BANKRUPTCY.”  Starting April 1, 2013, each person can keep up to $132,900 of equity in their home, which adds up to $265,800 for a married couple filing a joint bankruptcy. For some time, there was litigation over whether this new law applied to every situation.  The Bankruptcy Court in Canton, Ohio, recently ruled that it does. (more…)