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Posts tagged "Wadsworth Bankruptcy Attorney"

Can I Go To Jail For Defaulting On A Payday Loan?

Some payday lenders threaten to call the police if the check bounces, prompting one to ask, “can I go to jail for defaulting on a payday loan?”   A payday loan is usually a small loan with a postdated check as collateral for the loan.  The due date is usually the date of the person’s next paycheck.  Payday loans carry a high interest rate, often more than 300%.  If one borrows $300 on March 1 and has to pay $330 back on March 15, it may not seem like much.  However, ten percent over two weeks is equivalent to 260% over a year.  If someone repeatedly took out this same loan for a full year, that person would pay 260% interest on $300, which amounts to paying the $300 back, plus $780 in interest.   (more…)

Ohio Outlaws Debtors’ Prison

The Ohio Supreme Court has ordered Ohio courts to stop reviving debtors’ prison.  In other words, Ohio outlaws debtors’ prison.  In February 2014, the high court indicated that it would not tolerate the court’s imprisoning people who could not afford to pay fines and costs.   What is debtors’ prison?   (more…)

Do You Want a Cheap Bankruptcy Attorney?

Do you want a cheap bankruptcy attorney?  My office receives a lot of phone calls asking what I charge for a chapter seven bankruptcy.  Some of these prospective clients are looking for a cheap bankruptcy attorney.  Some are just trying to get an idea of the range of bankruptcy attorney fees.  We happily give them our fee and tell them what we do for that fee.  However, it is really difficult to really show them all that we do for that fee.  While we have a competitive fee, we are not the lowest fee.  We do not want to be the lowest fee because of the loss of professionalism and service that would likely occur if we were to charge such a low fee. (more…)

Wadsworth Bankruptcy Attorney

What is a Wadsworth bankruptcy attorney? A Wadsworth bankruptcy lawyer does not file the bankruptcy petition in Wadsworth, nor does the attorney file the petition in Medina.  Instead, the Wadsworth bankruptcy lawyer looks to the bankruptcy court, which is part of the federal court system.  A Wadsworth resident’s bankruptcy petition is filed in the Northern District of Ohio Bankruptcy Court, Akron Division, which handles cases from Medina County, Summit County and Portage County.  The hearings for Chapter 7 bankruptcy cases are held at the trustee hearing room at 76 S. Main Street, Atrium Level #120, Akron, Ohio 44308.  This location is more commonly known as the Orangerie Mall.  The hearings for Chapter 13 bankruptcy petitions are held at the Chapter 13 Trustee’s office, which is located at the PNC Center, One Cascade Plaza, 20th Floor, Akron, Ohio 44308.  An informational video plays in a continuous loop in the Chapter 13 Trustee’s office on hearing days.  These hearings will not go forward unless your bankruptcy lawyer has ensured that the trustee has received all the required information and documentation in a timely fashion.  The bankruptcy petitioner must bring photographic identification and a social security card to the hearing.  The attorney advises the client and ensures that the necessary filings are made so that the client can receive a discharge of their debts. (more…)