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Posts tagged "bankruptcy attorney in Medina County"

Can I Go To Jail For Defaulting On A Payday Loan?

Some payday lenders threaten to call the police if the check bounces, prompting one to ask, “can I go to jail for defaulting on a payday loan?”   A payday loan is usually a small loan with a postdated check as collateral for the loan.  The due date is usually the date of the person’s next paycheck.  Payday loans carry a high interest rate, often more than 300%.  If one borrows $300 on March 1 and has to pay $330 back on March 15, it may not seem like much.  However, ten percent over two weeks is equivalent to 260% over a year.  If someone repeatedly took out this same loan for a full year, that person would pay 260% interest on $300, which amounts to paying the $300 back, plus $780 in interest.   (more…)

Ohio Outlaws Debtors’ Prison

The Ohio Supreme Court has ordered Ohio courts to stop reviving debtors’ prison.  In other words, Ohio outlaws debtors’ prison.  In February 2014, the high court indicated that it would not tolerate the court’s imprisoning people who could not afford to pay fines and costs.   What is debtors’ prison?   (more…)

Massillon Bankruptcy Attorney

A Massillon bankruptcy attorney represents individuals in need of a fresh start in the Northern District of Ohio Bankruptcy Court, Canton Division.  This bankruptcy court is a federal court that serves a large number of Ohio counties, including but not limited to:  Wayne County, Stark County, Holmes County, and Ashland County.  Chapter 7 bankruptcy hearings and Chapter 13 bankruptcy hearings take place in the room located on the first door to your left in the Ralph Regula Federal Building and United States Courthouse in Canton, Ohio.  The Chapter 13 trustee holds a mandatory informational class just prior to the hearing.  This is not the mandatory financial management class, but is simply a class to educate Debtors on the Chapter 13 process. (more…)

Clinton Bankruptcy Attorney

A Clinton bankruptcy attorney represents individuals from Summit County and Medina County in the Northern District of Ohio Bankruptcy Court, Akron Division.  The Bankruptcy Courts’ website has a wealth of information, including a frequently asked questions page.  The Bankruptcy Court also warns individuals against using bankruptcy petition preparers, emphasizing that these individuals are only typists and cannot perform, nor can they charge for, legal services.  Only attorneys can do so, as they have the requisite education, licensing and experience to do so.  The hearings for Chapter 7 bankruptcy cases are held at the trustee hearing room at 76 S. Main Street, Atrium Level #120, Akron, Ohio 44308.  The hearings for Chapter 13 bankruptcy petitions are held at the Chapter 13 Trustee’s office, One Cascade Plaza, 20th Floor, Akron, Ohio 44308.  These hearings will not go forward without all the proper documentation. (more…)

Sharon Bankruptcy Attorney

A Sharon bankruptcy attorney represents people in need of a fresh start in the Northern District of Ohio Bankruptcy Court, Akron Division.  This bankruptcy court serves individuals in need of bankruptcy relief in Medina County, Summit County and Portage County.
Chapter 7 bankruptcy hearings take place at 76 S. Main Street, Atrium Level #120, Akron, Ohio 44308.  Chapter 13 bankruptcy hearings take place at the Chapter 13 Trustee’s office, which is located at the PNC Center, One Cascade Plaza, 20th Floor, Akron, Ohio 44308.  These hearings will not go forward without the proper documentation. (more…)

West Salem Bankruptcy Attorney

A West Salem bankruptcy attorney represents individuals in the Canton Bankruptcy Court, otherwise known as the Northern District of Ohio Bankruptcy Court, Canton Division.  This bankruptcy court is a federal court that covers quite a few Ohio counties:  Wayne County, Stark County, Holmes County, Tuscarawas County, Ashland County, Carroll County, Richland County and Crawford County. (more…)

Debt Collector Harrassment

The Fair Debt Collection Practices Act (FDCPA) prevents debt collectors from harassing you and calling you outside normal business hours.  While the law gives you some rights, it does not give you the right to avoid your debt.  The FDCPA covers only personal and household debts, but not business debts.  Typical personal debts are vehicle loans and credit card debts.
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Norton Bankruptcy Attorney

What is a Norton bankruptcy attorney?  A Norton bankruptcy lawyer for Summit County prepares the client’s petition for filing in the Northern District of Ohio Bankruptcy Court,, Akron Division.  This bankruptcy court’s jurisdiction consists of Medina County, Summit County and Portage County.
Where are the hearings held?  Unlike some other bankruptcy courts, the initial hearings are not held at the courthouse.  While certain hearings are held before the bankruptcy judge at the courthouse, the initial hearings are held before the bankruptcy trustee assigned to the case at separate locations. The hearings for Chapter 7 bankruptcy cases are held at the trustee hearing room at 76 S. Main Street, Atrium Level #120, Akron, Ohio 44308.  The hearings for Chapter 13 bankruptcy petitions are held at the Chapter 13 Trustee’s office, One Cascade Plaza, 20th Floor, Akron, Ohio 44308.  These hearings will not go forward without submission of certain documents and showing photo ID and a social security card. (more…)

Burbank Bankruptcy Attorney

A Burbank bankruptcy attorney prepares the client’s bankruptcy petition for filing in the Northern District of Ohio Bankruptcy Court, Canton Division.  This bankruptcy court handles cases for individuals in numerous counties, including Wayne County, Stark County, Holmes County, and Ashland County.  The hearings for Chapter 7 bankruptcy cases are held at the trustee hearing room in the Ralph Regula Federal Building and United States Courthouse, 401 McKinley Avenue S.W., Canton, Ohio 44702.  The hearings for Chapter 13 bankruptcy petitions are held in the same location as the Chapter 7 hearings.  Canton Chapter 13 hearings begin with a mandatory informational class with the bankruptcy filers only, followed by the actual hearing with the Chapter 13 trustee and the debtor’s attorney present. (more…)

Barberton Bankruptcy Attorney

This Barberton bankruptcy attorney provides top quality bankruptcy service, meeting with and advising clients, preparing and filing bankruptcy petitions, creating workable chapter 13 plans, and working hard to ensure successful completion of the client’s case in the Northern District of Ohio Bankruptcy Court, Akron Division.  This bankruptcy court is proper place to file bankruptcy for people who reside in Medina County, Summit County or Portage County.
Regardless of the chapter, the initial bankruptcy hearings take place in downtown Akron, but are not held at the Federal Courthouse.  Chapter 7 hearings take place at the trustee hearing room at 76 S. Main Street, Atrium Level #120, Akron, Ohio 44308, in the Orangerie Mall.  Chapter 13 hearings take place in the Chapter 13 Trustee’s office, PNC Center, One Cascade Plaza, 20th Floor, Akron, Ohio 44308. (more…)

Brunswick Bankruptcy Attorney

What is a Brunswick bankruptcy attorney?  A Brunswick bankruptcy lawyer prepares the client’s petition for filing in the Northern District of Ohio Bankruptcy Court, Akron Division.  This bankruptcy court handles cases for people who live in Medina County, Summit County or Portage County.  The Court’s website has a wealth of information, including a frequently asked questions page, and a warning about using bankruptcy petition preparers.  Bankruptcy petition preparers can only perform typing duties and cannot perform or charge for legal services.  Only attorneys can perform legal services, as they have the training, education and experience needed for such tasks.  When hiring an attorney, it is important to ask if the petition will be drafted in that attorney's office.  Attorneys who draft the petitions "in-house" usually possess the knowledge and expertise to handle the pitfalls that can occur in bankruptcy.  Ask yourself if you would rather have an attorney does not draft the petitions within the office over one who does.    (more…)

Sharon Center Bankruptcy Attorney

What is a Sharon Center bankruptcy attorney?  A Sharon Center bankruptcy lawyer prepares the client’s petition for filing in the Northern District of Ohio Bankruptcy Court, Akron Division.  The Bankruptcy Courts’ website has a wealth of information, including a frequently asked questions page.  The Bankruptcy Court also warns individuals against using bankruptcy petition preparers, emphasizing that these individuals are only typists and cannot perform, nor can they charge for, legal services.  Only attorneys can do so, as they have the requisite education, licensing and experience to do so.  This bankruptcy court’s jurisdiction consists of Medina County, Summit County and Portage County. (more…)

Hinckley Bankruptcy Attorney

A Hinckley bankruptcy attorney prepares the client’s bankruptcy petition for filing in the Akron Division of the Northern District of Ohio Bankruptcy Court.  This bankruptcy court handles cases from Medina County, Summit County and Portage County.  One judge presides over the court and a number of trustees handle the individual hearings, otherwise known as the first meeting of creditors.  These hearings are also called 341 hearings, as they are defined in section 341 of the bankruptcy code (11 U.S.C. 341).
The location of the hearing depends on which chapter the individual filed.  The hearings for Chapter 7 bankruptcy cases are held at the trustee hearing room at 76 S. Main Street, Atrium Level #120, Akron, Ohio 44308.  Chapter 13 bankruptcy hearings are held at the Chapter 13 Trustee’s office, which is located at the PNC Center, One Cascade Plaza, 20th Floor, Akron, Ohio 44308.  Regardless of the chapter, these hearings will not go forward unless your bankruptcy lawyer has ensured that the trustee has received all the required information and documentation in a timely fashion, and the bankruptcy petitioner shows a photo ID and social security card at the hearing. (more…)

Seville Bankruptcy Attorney

A resident of Seville looking to file bankruptcy will need the services of an attorney that serves Seville, a Seville bankruptcy attorney.  Seville residents are in the jurisdiction of the Akron division of the Northern District of Ohio Bankruptcy Court. Chapter 7 bankruptcy consists of a quick discharge of debt in exchange for potential liquidation of all non-exempt assets.  The hearings for Chapter 7 bankruptcy cases are held at the trustee hearing room at 76 S. Main Street, Atrium Level #120, Akron, Ohio 44308.  This location is more commonly known as the Orangerie Mall. (more…)