Smithville Bankruptcy Attorney
What is a Smithville bankruptcy attorney? A Smithville bankruptcy lawyer prepares the client’s petition for filing in the Northern District of Ohio Bankruptcy Court
, Canton Division. This bankruptcy court handles cases for petitioners who reside in one of the following counties: Wayne County, Stark County, Holmes County, Tuscarawas County, Ashland County, Carroll County, Richland County and Crawford County.
Smithville Bankruptcy Attorney Handles Both Chapter 7 And 13
Where are the bankruptcy hearings held? The hearings for Chapter 7 bankruptcy cases are held at the trustee hearing room in the Ralph Regula Federal Building and United States Courthouse, 401 McKinley Avenue S.W., Canton, Ohio 44702. The hearings for Chapter 13 bankruptcy petitions are held in the same location as the Chapter 7 hearings. Canton Chapter 13 hearings begin with a mandatory informational class with the bankruptcy filers only, followed by the actual hearing with the Chapter 13 trustee
and the debtor’s attorney present. This class is an instructional class designed to educate the bankruptcy petitioner of how to successfully obtain a discharge in chapter 13 and avoid facing dismissal and denial of discharge. However, the class is not a substitute for the mandatory financial management class. These bankruptcy hearings will not go forward unless the proper documentation is provided before and at the hearing.
In a Chapter 7 bankruptcy, one receives a quick discharge of their personal debts in exchange for the liquidation of all non-exempt assets. Usually, the person filing Chapter 7 bankruptcy has few or no non-exempt assets that would be subject to liquidation. Liquidation is just another name for selling something in exchange for money.
In a Chapter 13 bankruptcy, the bankruptcy petitioners enter into a payment plan to repay a portion of their her debts over three to five years in exchange for keeping their non-exempt assets. Usually, the person filing Chapter 7 either has a higher income or a greater amount of non-exempt assets.
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Get A Smithville Bankruptcy Attorney On Your Side
Attorney Gigiano is an experienced Smithville bankruptcy attorney for Wayne County who practices in the Canton bankruptcy court and Akron bankruptcy court, both divisions of the Northern District of Ohio Bankruptcy Court. If you have questions about this or other questions you need answered by an experienced Smithville bankruptcy lawyer in Medina County, please call Attorney Daniel F. Gigiano at 330-336-3330. Attorney Gigiano’s office is located at 102 Main St., Ste. 200, Wadsworth, Ohio 44281.